PT Surya Artha Nusantara Finance (SANF), established on August 25, 1983, is a joint venture owned by PT Astra International Tbk (60%), Marubeni Corporation Group (35%), and PT Marubeni Indonesia (5%). Guided by the vision to be the preferred financing company in Indonesia, SANF delivers comprehensive financial products and services through sustainable partnerships, ensuring mutual prosperity for all stakeholders. Upholding its core values—FAST (Fast & Precise, Consistency, Adaptation), FINE (Quality, Total Solution, Compliance), and FUN (Enthusiasm, Teamwork, Synergy)—SANF is committed to providing the best financial solutions and fostering a culture of excellence and collaboration.